Pay Monthly Laptops

4.5 stars across 26,000+ Trustpilot reviews. Thousands are joining Raylo every month.

Get the latest MacBook, Lenovo or HP laptop, pay monthly, with no upfront cost and no compromise on an old machine. Raylo is rated 4.5 stars from over 26,000 Trustpilot reviews.

Why pay full price upfront on a new laptop or settle for an old one? With Raylo, you subscribe to the latest MacBook, Windows laptop or gaming notebook instead. Order online in minutes and get free next-day delivery.

Signing up is quick too, with a soft credit check that won’t affect your score.

Why more people are paying monthly for their laptop with Raylo

Looking to lease a MacBook in the UK?

Apple’s Upgrade Programme, which lets US customers pay monthly for a Mac and hand it back, upgrade or keep it, hasn’t launched in the UK. Raylo offers UK customers the same idea today: subscribe to the latest MacBook, extend and save, upgrade, or send it back when your term ends, with no ties to the Apple Store.

The new MacBook Neo - pay monthly from day one

The MacBook Neo is Apple’s latest Mac. Get the MacBook Neo pay monthly with Raylo from launch, with no upfront cost and the option to upgrade to the next model when your term ends. Available in multiple colours, including Blush.

Flexible terms, easy upgrades

Pick Monthly Rolling, or 12, 24 or 36 months. When your term ends, extend and save, upgrade to a newer MacBook, Lenovo or HP laptop, or send it back.

Low, fixed monthly costs, no surprises

Raylo’s pay monthly laptop subscriptions are low, fixed and transparent, with no big upfront hit and no hidden fees. Refurbished MacBook, Lenovo and HP models are available at lower monthly prices.

More sustainable than buying new

Every returned laptop is refurbished and reused, cutting e-waste through circularity. Choose a refurbished MacBook, Lenovo or HP and pay less each month.

Lifetime warranty, built in

Every laptop comes with free cover for technical faults. Add optional insurance from a few pounds a month for extra protection.

Changed your mind? No problem

You’ve got 14 days to return your laptop free of charge.

Looking for pay monthly laptop deals?

Raylo’s pay monthly laptop subscriptions give you access to the latest MacBook, Lenovo and HP models without the upfront cost. Whether you’re looking for MacBook deals, MacBook Neo deals, gaming laptop deals or an alternative to laptop leasing or rental, Raylo is a simpler way to get the laptop you want.

Black Friday laptops - subscribe instead of waiting for a deal

Black Friday MacBook deals and laptop deals can generally look attractive, but most still require a large upfront payment or a long finance agreement. With Raylo, you pay nothing upfront today and get free next-day delivery. No need to wait until November - and no compromise on the laptop you want.